There are many different types of injuries that a person can suffer from while working in New Jersey. One of the first steps that any employee should take when he or she is injured on the job is immediately notifying his or her employer.
Once a supervisor, human resources department or any other manager of your company is notified that you are injured, they should create an incident report and document everything that happened. If you need medical attention, you should let your employer know ASAP and seek medical attention.
What is Workers’ Compensation?
Under the New Jersey Workers’ Compensation law, an employer’s insurance carrier should have his or her physician treat the injury and make sure their employee is taken care of.
Workers’ compensation provides medical treatment, permanent disability compensation, and wage replacement for employees who are injured or suffer an illness while on the job. Workers’ compensation is a “no fault” insurance program that provides benefits to employees such as medical benefits, death benefits, and other temporary and permanent relief as the law requires.
A no fault insurance program guarantees benefits to the employee regardless of who is at fault for the injuries. Since the employee is entitled to such benefits, the employer cannot be sued in civil court for any pain and suffering or other damages that may have resulted except for when the acts of the employer were intentional.
Once an accident occurs, the employer is required to document the incident and contact their insurance provider immediately. The insurance company and supervisor should create a report of the injury, which can then be filed with the New Jersey State Workers’ Compensation office.
After the incident has been documented, the insurance company for the employer will investigate the claim and determine whether the employee should be compensated under the Workers’ Compensation law. The insurance company usually investigates the employee’s injuries and will assess whether or not a valid claim exists. Employers should remember that it is illegal to fire an employee or discriminate against the employee if a claim was filed against the employer to recover workers’ compensation benefits.
Should I Hire an Attorney?
The laws regarding workers’ compensation are very complex and an attorney is in the best position to help guide an injured worker through the legal process. Each case is unique and presents different facts with respect to the law, which is why consulting an attorney is very important.
If you have been injured while working then a personal injury attorney can help you protect your rights and help you recover the money that you deserve. The attorneys at The Rosenblum Law Firm have experience negotiating workers’ compensation claims with insurance companies and can fight to get you the best deal possible.
Call The Rosenblum Law Firm today for a free consultation about your Workers’ compensation matter at 888-815-3649 or email us at [email protected]